Farm and Ranch Coverage

A barn icon.

Protect your farm and ranch accounts with excess and surplus lines insurance from MUSIC®.

With support from MUSIC’s farm and ranch experts, you can provide comprehensive E&S lines insurance solutions for hobby and gentleman’s farms and ranches owned by individuals, families, companies, or corporations that may include limited commercial exposures.

Farm and Ranch Accounts We Insure

We provide excess and surplus lines insurance solutions for farm and ranch operations including:

  • Field crops and grazing
  • Vegetable, fruit, and nut crops
  • Vineyards and orchards
  • Raising or keeping animals
  • Livestock and swine exposures
  • Free range poultry 
  • Beekeepers, including honey production
  • Equine - 6 head or less per location

Coverage Options for Farm and Ranch Accounts

We offer a variety of E&S lines coverage options to address farm and ranch clients' risks, including:

  • Commercial general liability
  • Commercial property
  • Farm liability and property coverage options
  • Waiver of transfer of rights of recovery against others to us
  • Animal rides for profit or charity
  • All-terrain vehicle (ATV) coverage
  • Limited fungi or bacteria coverage
  • Pesticide or herbicide applicator coverage