SPECIALTY EXCESS AND SURPLUS INSURANCE PRODUCTS

MUSIC makes placing complex commercial accounts in more than 1000 business classes quick and easy.

FREQUENTLY ASKED QUESTIONS

What is excess and surplus insurance?

Excess and surplus lines insurance is available to businesses that have difficulty obtaining property and casualty coverage in the standard marketplace.


How do I get excess and surplus insurance?

E&S insurance is offered through our network of appointed Wholesale General Agents.

Retail agents seeking E&S solutions for their clients should connect with a MUSIC Wholesale General Agent.

If you are a business owner or manager, a Selective Insurance retail agent near you can help you find specialty insurance to help protect your operations.

Who needs E&S insurance?

Excess and surplus insurance can help provide coverage solutions for businesses:

  • In need of specialized solutions for unconventional insurance challenges
  • With a challenging claims history
  • That operate in industries with heightened risk
  • Located in areas prone to natural disasters

Contact a general agent to learn how MUSIC can help you place complex accounts.


Why choose MUSIC as my E&S carrier?

Customers with unique insurance challenges need a partner they can rely on.

With an “A+” financial rating from A.M. Best and knowledgeable underwriters who serve over 1,000 classes of businesses in niche industries across all 50 states, we can deliver specialty insurance that meets your unique needs.

Find a MUSIC General Agent today.